Xplace airdrop

Most crypto cards make you sell to spend. XPlace lends against your crypto instead, and pays XP for every swipe. As of October 2026, XPlace's token (ticker reported as $XP) is still targeted for Q4 2026, but no TGE date has been announced. With about ten weeks of Q4 left, XP is still being earned. Start on XPlace.

What it is: a non-custodial crypto credit card on Solana. Your deposit backs a credit line through Kamino, you borrow USDC to spend on a Visa card in 160+ countries, and you never trigger a sale.

What changed: I had the cashback at 1% to 4%. XPlace's own site now lists 0.5% (Basic), 1% (Silver), 1.5% (Gold) and 2% (Platinum) in credit mode, paid in USDC. Annual fees are free, $99, $249 and $999. And the "40% of supply to users" figure I quoted traces back to community-sourced tokenomics , not XPlace's docs. Reported partner allocations (5% ecosystem, 2.5% NFT communities) are also unofficial.

How XP works: the docs say XP comes from card usage, deposits and referrals, and directly sets your share of the rewards pool. Review sites report spend XP of 1%, 3%, 6% and 10% by tier, and no XP in cash mode, so spend in credit mode.

How I'd farm it: put everyday spending you already do on the card, keep the borrow well under your limit, and only upgrade a tier if the fee pays for itself in cashback and XP. What I'd do with $100: Basic tier, credit mode, groceries only.

Stack it: idle Solana stables can farm OnRe or Hylo at the same time.

Build it: a calculator that tells you whether a tier upgrade pays back before TGE. Ship it with Deployr .

My take: "The best farm is spending you were going to do anyway."

Risk: a credit line against volatile collateral can be liquidated; the token's size and date are unconfirmed. Full playbook: XPlace airdrop guide . Research, not financial advice.

Join: XPlace